Should I Take a 401(k) Loan to Pay Off My Credit Card?

You’ve found yourself in the situation where you have enough in your retirement account to pay off your credit card balance.  If that retirement account happens to be a 401(k), you may have the option to take a loan against the balance, instead of making a withdrawal. With a withdrawal, you’re going to owe taxes,…

Is Your Budget Lying About Your Values?

One of my first conversations with Don this morning went like this: Don: Honey, I need a refrigerator in the shed. Me: Why? Don: Because I want to have cold drinks out there, so I need a fridge. Now, his shed/workshop is a 12 x 30′ shed with power, lights, and air conditioning.  It’s also…

My Own “Don’t Try This at Home” List

This post is inspired by Steve over at ThinkSaveRetire, whose post listing ways he “Won’t be a Dumbass” in 2018 just landed in my inbox. I don’t typically do New Year’s Resolutions either; while there are absolutely things I want to achieve each year, they’re rarely oriented around January 1st.  So, let’s start with a retrospective…

Am I Good Enough to be Rich?

Last week, fresh from moving all weekend and thoroughly exhausted, I realized I had bought a ticket to see Denise Duffield-Thomas in Miami on Monday night.  Now, Miami is a four-hour drive from our new house; never mind that I couldn’t find a towel to take a shower, or a plate to have breakfast…It’s amazing…

Revisiting Goals: Checking in on Finances and Progress

I can’t believe we made it through the entire month of May without posting! It has been completely crazy in the last six weeks: Don had another heart surgery and hospital stay We’ve been back to court not once but three times for full-day hearings on child custody My mother, who lives on the other…

Mindless Frugality: When Saving Money Goes Too Far

As a general rule, before making a purchase online, I search retailmenot (no, I’m not an affiliate, I just love the site!) for any coupon codes I should be using.   I then also check Upromise for rebates towards college savings (because why WOULDN’T you want extra $$ going into your little one’s college account).  If all else…

Dog-Sitting Site Comparison: DogVacay vs. Rover.com

*Update – Rover and DogVacay merged this year, eliminating the need to decide which is better!  I will say, since the merge, we’ve had a TON more traffic; all of which helps us hit our goals faster. A little under three years ago, we decided to explore dog-sitting to bring in a few extra dollars. …

Settlement Success: Settling an Unpaid Medical Bill

Recently, we discovered an unpaid medical bill (from a laboratory) from 2014 that had apparently been overlooked by Don.  He’s not great with administrative and paperwork-related tasks (sorry, honey!), so it was mid-2016 before a collections notice came to the house and I realized that this bill was more than 2 years overdue! Of course,…