Inspire Your Debt Payoff Journey – With Decor?

This week, I can feel the saltwater drying on my skin every day after I head in from scuba diving.  I can see the bottom from my perch on the tip of the bow, looking for fish (and sharks!) as we sail.  We’re getting closer to the goal, and I’m starting to be able to feel it…

Should I Take a 401(k) Loan to Pay Off My Credit Card?

You’ve found yourself in the situation where you have enough in your retirement account to pay off your credit card balance.  If that retirement account happens to be a 401(k), you may have the option to take a loan against the balance, instead of making a withdrawal. With a withdrawal, you’re going to owe taxes,…

Is Your Budget Lying About Your Values?

One of my first conversations with Don this morning went like this: Don: Honey, I need a refrigerator in the shed. Me: Why? Don: Because I want to have cold drinks out there, so I need a fridge. Now, his shed/workshop is a 12 x 30′ shed with power, lights, and air conditioning.  It’s also…

My Own “Don’t Try This at Home” List

This post is inspired by Steve over at ThinkSaveRetire, whose post listing ways he “Won’t be a Dumbass” in 2018 just landed in my inbox. I don’t typically do New Year’s Resolutions either; while there are absolutely things I want to achieve each year, they’re rarely oriented around January 1st.  So, let’s start with a retrospective…

Am I Good Enough to be Rich?

Last week, fresh from moving all weekend and thoroughly exhausted, I realized I had bought a ticket to see Denise Duffield-Thomas in Miami on Monday night.  Now, Miami is a four-hour drive from our new house; never mind that I couldn’t find a towel to take a shower, or a plate to have breakfast…It’s amazing…